A Motley Fool analyst argues XRP could one day be worth more than Bitcoin and Ethereum combined. The case rests on XRP climbing roughly 20x, from about $1 to $20, as Ripple builds out a blockchain-based payment network.
A Motley Fool contributor lays out a bold scenario for XRP: within the next few years, the token might be worth more than the combined market caps of Bitcoin and Ethereum today. The argument starts from a wide gap in market cap. XRP carries a valuation of about $65 billion, against a combined $1.4 trillion for the two market leaders.
The 20x math
Closing that gap means XRP would need a 20x catalyst, the author writes. With the token trading near $1, that implies a move to roughly $20. Bitcoin and Ethereum together make up 70% of the entire crypto market, so displacing them is no small claim.
The piece frames the recent shakeout in crypto as an opening. A reshuffle at the top, it suggests, could let altcoins such as XRP take on a larger role.
The catalyst: Ripple’s payment ambitions
The proposed driver is Ripple, the fintech company behind the token. Over the past few years Ripple has spent more than $3 billion on crypto- and blockchain-related acquisitions, aiming to make XRP the centerpiece of a global, end-to-end payment network. Institutional adoption of the XRP blockchain appears to be rising as new use cases emerge, according to the author.
One of those use cases is real-world asset tokenization, which the article describes as a projected multitrillion-dollar market. As adoption grows, the author expects it to support a higher valuation for the token.
How realistic is $20?
The analysis is candid about the hype. Some price predictions for XRP run as high as $100, and a few reach $500 — targets the author calls not very realistic, since they often assume XRP replacing the SWIFT network for cross-border payments. A more grounded path, the piece suggests, has XRP pushing past $10 within a few years, consolidating, then moving toward $20.
Even then, the prediction stays conditional. XRP’s value would need to soar over the next decade for it to eventually surpass the current combined value of Bitcoin and Ethereum — possible, the author concludes, only if many pieces fall into place.
Source: The Motley Fool
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