Robinhood plans to add Ripple's RLUSD to its app later in 2026 and to settle institutional transactions on the XRP Ledger. The announcement gives no launch date, no list of eligible countries or states, and no start date for settlement.
Robinhood expects to add Ripple USD (RLUSD) to its app later in 2026 under an agreement announced Oct. 27. The stablecoin would give customers another way to access the token, but the announcement specifies neither a launch date nor which countries or states will be eligible.
Institutional settlement on the XRP Ledger
The agreement also covers institutional use. Robinhood plans to use RLUSD on the XRP Ledger for settling transactions between financial firms across Bitstamp's institutional business. However, Ripple's announcement does not say when the service will begin or how much it will settle.
Robinhood also plans to integrate Ripple Treasury for its own cash and liquidity management, forecasting, payments, risk management, and intercompany netting. That part of the deal covers the company's financial operations, not customer access to RLUSD.
Building on Bitstamp
The deal expands an existing relationship. Ripple said RLUSD was already live on Robinhood Chain and Bitstamp when it announced the partnership. Bitstamp announced its RLUSD listing on Jan. 8, 2025, using the Ethereum network.
Its notice listed trading pairs against the euro, US dollar, USDT, Bitcoin, Ethereum, and XRP. It excluded the EU and warned that not every pair was available in every jurisdiction.
Ripple Prime also provides Bitstamp with lending and margin financing across roughly 20 digital assets and gives Prime clients access to Bitstamp spot trading. Prime support for Bitstamp perpetual futures is planned for later in 2026.
For Robinhood app customers, the next milestone is a launch notice that specifies eligibility and supported RLUSD functions.
Source: CryptoSlate
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